Implementation of the Retirement Pension Starting May 1, 2025: Key Details

The National Social Security Fund (CNSS) has announced that the old-age pension will take effect from May 1, 2025, with retroactive effect to the retirement date. This new measure applies to individuals who retired between January 1, 2023, and the date the law 02.24 comes into force, provided they have accumulated between 1,320 and 3,240 days of contributions.
According to a statement from the CNSS, these retirees will be entitled to the old-age pension, the amount of which will be determined based on the number of contribution days accumulated. The pension amount will range between 600 and 1,000 dirhams, and will also include coverage from the Mandatory Health Insurance (AMO).
In the event of the death of a contributor who has accrued at least 1,320 days of contributions, their dependents will have the option to apply for a survivor’s pension. If the contributor does not meet the minimum requirement to qualify for the old-age pension (1,320 days of contributions), they or their dependents may request a refund of the contributions paid, both by the contributor and their employer, in accordance with the current legislation.
Applications can be submitted through the “TAAWYDATI” portal or directly at the nearest CNSS agency starting from May 1, 2025.
Moreover, regarding fishermen working on a share basis and their dependents, a separate decree (2.25.266) will outline the criteria and methods for calculating contribution days to ensure social and medical coverage throughout the year. A decision from the Minister of Economy and Finance will also elaborate on the redistribution of income from share-based fishing vessels.
Decrees 2.25.265 (pertaining to old-age pensions and the refund of contributions) and 2.25.266 (related to fishermen working on a share basis) were validated during the recent Cabinet meeting.